Terms and Conditions
Last Updated: January 28, 2026
Welcome to the Bluegrass Risk Management website (“we,” “our,” or “us”). By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree to these terms, you must not use this site.
1. Website Purpose and Scope
This website serves as a general informational resource regarding the insurance services we provide to Kentucky’s educational institutions. The information presented here is for awareness purposes only and does not, by itself, establish a formal client or business relationship between you and Bluegrass Risk Management.
2. No Professional Advice Provided
All content on this website, including descriptions of coverage, is provided for general information and educational purposes only. It is not intended to constitute, and should not be relied upon as, specific legal, financial, insurance, or professional advice tailored to your institution’s unique circumstances.
For advice related to your specific risk management needs, please contact us directly to arrange a consultation.
3. Permitted Use of the Website
By using this site, you agree to use it only for lawful purposes related to evaluating our services. You agree that you will not:
- Do not use the website for any illegal or unauthorized activities.
- Attempt to gain unauthorized access to our systems, networks, or data.
- Disrupt, interfere with, or compromise the website’s security or functionality.
We reserve the right to monitor usage and restrict or terminate access if we determine that misuse or a violation of these terms has occurred.
4. Intellectual Property Rights
All content available on this website, including all text, logos, graphics, images, and the website design itself, is the exclusive property of or licensed to Bluegrass Risk Management and is protected by intellectual property laws.
Content may not be copied, reproduced, distributed, modified, or used for commercial purposes without our prior express written permission.
5. Links to Third-Party Websites
Our website may include links to third-party websites. These links are provided solely for your convenience and informational purposes. We do not endorse the content of these external sites and are not responsible for their content, accuracy, privacy policies, or practices.
You access and use third-party links entirely at your own risk.
6. Disclaimer of Warranties
This website is provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied.
Bluegrass Risk Management disclaims all warranties to the fullest extent permitted by law, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that the site will always be available, secure, uninterrupted, or entirely error-free.
7. Limitation of Liability
To the fullest extent permitted by applicable law, Bluegrass Risk Management, its officers, directors, employees, or agents, will not be liable for any direct, indirect, incidental, consequential, or punitive damages (including loss of data, revenue, or profit) arising out of or in connection with your access to, use of, or inability to use the website or any content provided herein.
8. Privacy and Cookies
Your use of this website is also governed by our separate policies, which detail how we handle your information:
Please review these linked pages for comprehensive information on our data collection and usage practices.
9. Changes to These Terms
We reserve the right to revise and update these Terms and Conditions at any time. Any changes will be posted on this page with an updated “Last Updated” date.
Your continued use of the website following the posting of changes constitutes your acceptance of those updated terms. We encourage you to review this page periodically.
10. Contact Information
If you have any questions or concerns regarding these Terms and Conditions, please contact us: